Pockeo, the budgeting and personal finance app.
Pockeo tells you exactly how much you can spend today — once your bills, your spending and your savings are taken out.
No bank connection. No card required. Daily or rollover budget, your choice.
No dashboard to spend an hour setting up. You open it, you see it.
Apple Wallet, Revolut, your bank: send the screenshot. Or scan a paper receipt directly. Pockeo reads the merchant, the amount and the date — you confirm with one tap, and nothing is added without your say-so.
A trip, a move, a safety cushion. Pockeo tells you whether your current savings pace gets you there in time — and by how much you're off if it doesn't.
The breakdown by category, month after month. That's usually where you spot the line you never suspected.
Total, breakdown, detail per category. Handy for a flatmate, an accountant, or just to keep a clean record of the month.
Your earlier periods stay readable exactly as they happened. And if you schedule a rent rise or a change of salary, the projection shows you next month before it arrives.
The app locks behind your biometrics. Nobody opens your accounts by taking your phone out of your hands.
One gesture hides every amount. Handy on the train, or when someone is reading over your shoulder.
After a payment, a shortcut pre-fills the expense. All you do is confirm.
French, English, Spanish. The app follows your phone's language, or the one you pick.
Rename, add, remove. Your categories should look like your life, not like a generic template.
Your data is encrypted, hosted in Europe, and never resold to anyone.
Every screen in the app starts from the same calculation. You'll never see two figures contradicting each other.
What's left is spread across the days remaining in your period. Every morning you start from a fresh daily figure.
800 € left and 15 days → about 53.33 € a day.
What you don't spend stays available on the following days. The balance can go below zero, and Pockeo shows it to you without hiding anything.
50 € a day, nothing spent today → about 100 € tomorrow.
The cycle starts on your payday, not on the 1st. Pockeo takes out your fixed bills and your savings, adds any extra income, subtracts what you have already spent, then divides the rest by the days left before your next pay. The figure updates with every expense you add.
Missing one? Write to us, we answer fast.
Never. Pockeo asks for no banking credentials and connects to no bank. You add expenses by hand or by importing a screenshot. Your data stays under your control.
Two minutes. You enter your income, your fixed bills and what you want to save. The available amount appears straight away.
Everything you need day to day is free, with no cap on expenses: budget, goals, stats, PDF export. Premium unlocks one thing only, unlimited screenshot import. No ads, no data resale.
Yes. You adjust your income when it changes, and the whole chain recalculates: today's budget, goals, forecasts.
Not yet. Pockeo is available on iPhone. Message us on WhatsApp if you'd like to hear when Android lands.
Two minutes to set up the first month. After that it runs on its own.
Download on theApp Store
